Savings!!

Deadline for payment of credit card bills.....end of every month.

Opps! Last night i was trying to search my credit card bills through a stack of letters to make payment today. Don't know why i have a habit of paying the bill last minute.

Can't believe my eyes, the amount is 20% of my usual bill!!!
Out of sheer excitment, told my dad about it. Yeekks! I just review my high expenditure to my dad and got a long lecture from him. Still, I cannot remember the last time such amt appear in my credit card bill

Woohoo!! Savings, savings, savings.....

Although the likely reason is cash spending, i was happy to see the low low amount.
Hopefully, it is not in my next bill and i really want to continue this trend of expenditure.

To celebrate, went for dinner at NYDC and ended off with cookie monster mudpie......ironic.
To top it off, i forgot to pay the bill again after the "celebration".

Gotta remember tom.